Get rewarded for every dollar spent and every dollar paid. Simple, unlimited, and highly rewarding.
✅ Unlimited 2% Cash Back on all purchases. ✅ $0 Annual Fee forever. ✅ 0% Intro APR on Balance Transfers for 18 months. ✅ $200 Welcome Cash Back Offer.
The Citi Double Cash Card is the ultimate choice for simplicity and high returns on everyday spending. While most flat-rate cards offer 1.5% back, this card gives you 2% unlimited cash back on everything—without the hassle of category enrollment or caps. It’s the perfect “workhorse” card for all your non-bonus spending.
This card is also one of the market leaders for consolidating high-interest debt, thanks to its generous 0% Intro APR on balance transfers for 18 months. It provides a clear, actionable path to paying down debt while still rewarding your everyday purchases.
In our view, the Citi Double Cash Card is unbeatable for its combination of high cash back and flexibility. The two-part earning structure (1% when you buy, 1% when you pay) encourages smart financial habits, and the fact that rewards are earned as Citi ThankYou® Points opens doors to travel redemptions if you decide to pair it with a premium Citi card later. It’s a foundational card that saves you money through cash back and provides financial breathing room with its intro APR offer.
Click the button below to view the full rewards breakdown, current intro APR details, and simple application process for the Citi Double Cash Card!
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