The Chase Sapphire Preferred is the undisputed gold standard for premium travel cards. It turns your everyday expenses into flexible points that can be boosted by 25% or transferred 1:1 to luxury airlines and hotels. If you love to travel and eat out, the massive welcome bonus and point ecosystem easily outweigh the modest $95 annual fee.
Key specs at a glance
Feature
Details
Sign-up Bonus
75,000 Bonus Points for new cardmembers
Annual Fee
$95
Top Multiplier
5X Points on Travel booked through Chase Travel℠
Required Credit
Good to Excellent (670+ FICO)
International Use
$0 Foreign Transaction Fees
Pros & Cons
The Good (Pros)
Unmatched Flexibility: Transfer points 1:1 to major airlines and hotels (like United, Southwest, and Hyatt).
High Earning Power: 3X points on dining, delivery, online groceries, and streaming.
Built-in Travel Insurance: Premium protections like primary auto rental coverage and trip cancellation insurance.
The Bad (Cons)
No Premium Lounge Access: Does not include complimentary airport lounge passes like ultra-premium $500+ cards.
Annual Fee: Has a $95 fixed cost (though heavily mitigated by a $50 annual hotel credit).
Ready to start earning valuable travel points?
Click the button below to discover the full earning structure, key benefits, and the straightforward application process for the Chase Sapphire Preferred Card!
